The Quiet Part

You're Spending $50K a Month—Why Are You Still Paying for Flights?

Second Comma Episode 15

TL;DR:

Stop swiping blindly — learn how to turn your business expenses into luxury travel without falling for the points hype.


You’re spending a ton of money every month. But are you leaving luxury travel on the table?

Colin Stroud says most families are sitting on a goldmine of credit card points — they just don’t know how to use them.


Episode Summary:

In this episode of The Quiet Part, Mark sits down with Colin Stroud, the brains behind GoSumware, to unpack the surprisingly emotional, often confusing world of credit card points. Colin breaks down how business-owning families can stop missing out on major travel wins — and why most people are either leaving money on the table or overspending in the name of saving.

You'll learn:

  • Why cashback cards may be simpler but often less valuable
  • The difference between fixed-value vs. transferable points
  • How families spending $100K/year can turn that into luxury hotels
  • When it makes sense to churn cards — and when it really doesn’t
  • The psychological traps that come with “free” travel
  • What flexible points are actually worth and how to use them without a spreadsheet-induced breakdown

Colin doesn’t just talk theory — he’s booked real families real business-class flights and $11K/week hotel stays using these strategies. If you’re spending big and traveling small, this one’s for you.

Guest Resources:

Second Comma Resources:


You should probably send this to your friend (ASAP). Especially if they keep paying cash for flights.

People on this episode