The Quiet Part

Avoiding Buyer’s Regret: Smart Strategies for Family-Friendly Home Purchases

• Second Comma • Episode 7

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Are you ready to find the perfect family home without the stress and second-guessing?

In this episode of The Quiet Part, financial planner Mark Hansen sits down with realtor Mike Welch to uncover the secrets to making smarter home-buying decisions.

From identifying the ideal neighborhood for young families to balancing emotional and financial priorities, this episode is packed with actionable insights tailored for single-income families navigating the housing market.

Learn how to prioritize what matters most—whether it’s a backyard oasis or the perfect open-concept layout—and avoid costly mistakes while planning for your family’s future.

With relatable stories, expert advice, and a focus on real-world challenges, Mark and Mike tackle questions like, "How can I balance wants vs. needs?" and "What makes a house feel like home?"

Discover why understanding your motivations and planning for future growth are essential steps in finding the right home.

Plus, hear how Mark’s financial philosophies and Mike’s practical expertise come together to create a roadmap for successful homeownership.

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Resources:

Connect with Mike Welch: 

About Mike Welch: 

Mike Welch is a Residential Real Estate Listing Expert with years of experience selling properties and homes throughout the Southeast Texas and Dallas/Fort Worth areas with a proven track record of success. Mike is able to generate his own business through networking and prospecting and is a proven closer that is adept at working with property owners and management and developing successful business relationships with clients.

Connect with Mark Hansen: 

About Second Comma
This podcast is hosted by Mark Hansen, founder of Second Comma, a financial planner specializing in helping six-figure single-income families with children. Mark holds the Series 66 – Uniform Combined State Law Exam and the Series 7 – General Securities Representative Exam, demonstrating his commitment to providing informed and reliable financial guidance.

Our Commitment to Trust
At Second Comma, we prioritize transparency, accuracy, and honesty. Every topic discussed in this podcast is grounded in reliable financial principles, with the goal of empowering families to make informed decisions with confidence, free from conflicts of interest.

Disclaimer
This podcast is for informational purposes only and should not be considered financial advice. Each family's financial situation is unique—consult with a qualified financial professional for advice specific to your needs. Topics discussed on this podcast are not a substitute for comprehensive, holistic financial planning.

Learn More
To discover how Second Comma can support your family’s financial goals, visit our website or contact us directly at contact@second-comma.com. We welcome your questions and feedback to help ensure our content meets your expectations.

ProudMouth (00:02)

Hey there, welcome to the quiet part hosted by Mark Hansen, a financial advisor at second comma. That's me, by the way, this podcast explores our often unspoken priorities and dreams. You know, the things that shape our lives, even if we aren't conscious of how it plays out, the reasons why we sometimes struggle to do what we know we should do and even continue to do the things that we know we shouldn't join me as we go through the everyday gaining a deeper understanding of ourselves, our decisions.


and how we spend our time, our money, and ultimately, our lives.


Wendy (00:38)

Hello and welcome to the Quiet Park podcast hosted by Mark Hansen, where he explores the unspoken stories hidden in the quiet hours we spend at home. I'm Wendy McConnell. Hi, Mark, how are you?


Mark (00:51)

I'm doing great, Wendy. How are you?


Wendy (00:52)

I'm good. It's always good to see you. And we have a guest today and I'm very excited to say that this is part one of the multi -part series that we're going to be diving into. Tell me more about it.


Mark (00:54)

Thank you.


Yeah, I would say the most common topic I get from clients, prospective clients, just people in my peer group even is about houses, houses, homes, purchasing, buying, selling. What should you be looking for? Like all these questions keep popping up. And I thought we would dive into a multi -part series on this instead of one giant episode. And at the multi -part series today, we're going to talk about what should you be looking for in your house, as in maybe the layout of the home.


And later on, we'll get into like mortgages and financing and dollars and affordability and more about along those lines. Those will be later on the road today. We're just going to be talking about what does a home kind of look like and to bring in the guests. I wanted to have this discussion with someone that I really trust. This is Mike Welch. He's a realtor. He loves helping families find a home. He's living right in the thick of it with us to growing his family. As we record this episode, Mike, welcome to the quiet part, man. It's good to have you.


Mike Welch (02:04)

Thanks, Mark. Yeah, I appreciate everything, Wendy. It's great to be here for sure.


Mark (02:08)

Yeah. If you've ever wondered, this is back towards the audience. If you've ever wondered how the layout of your home can make or break your daily life, or if, what does the backyard have to do with the home office? That's some of the expertise that Mike's going to be bringing with us today. As we discuss the key things to think about, what can turn a house into the perfect home for you and your family. And today we're talking about the family home and more specifically again, the structure or the layout of the home and how that intertwines with our daily life.


And we're talking about it because this is where you live. It's your kingdom, your domain, where you lay your head, where you raise your children. And it is probably the most expensive thing you are ever going to purchase. But there are risks associated with this because it is the biggest purchase of our lives is what if you walked into the most expensive purchase of your life unprepared and what if you, you bought because you were simply exhausted of the search and you settled on something.


And what if you bought with confidence only to realize you only knew half the story when you made your decision. So let's, let's dive in and let's see what Mike thinks. And Mike, I just wanted to start off with a quick story, right? So my wife and I, we spent a long time, looking for our house. And when I say looking for the house, I mean, we spent a one year in time driving around, looking for what neighborhood we wanted to purchase our home in. We kind of knew what size we wanted it to be, but we would get on the weekend, Saturday and Sunday, we would spend all day just driving around.


looking for neighborhoods that we wanted to be in. Do you have any thoughts around what helps somebody know what's a good neighborhood for them? You know, my dad used to say like drive to a neighborhood, right around sundown, it just rolled the windows down and just listened to what happens. And you kind of hear like the buzz of a neighborhood, but what do you, what do you think as a, as a realtor working in the market today?


Mike Welch (03:52)

Sure, yeah, and it really all depends on the client itself, right? What their needs are, what their wants are. Do they need a good school district? Do they need close to their work? It just depends on them.


Mark (04:09)

Okay. And how does somebody put that into, maybe they need good schools. A lot of, a lot of the people listening to this podcast are going to have either children or have plans to have children and they are going to be looking at the school system. How does somebody do that? Is there a fast way to look at what's the reputation of the schools in a, for a certain neighborhood?


Mike Welch (04:27)

A fast way? No. An efficient way? Yes, sure. You can go to niche .com. You can go to greatschools .com. You can ask your realtor to help you with the general knowledge of that realtor, of what schools are good, and all that kind of stuff. So, yeah, definitely.


Mark (04:45)

Okay. I didn't think about that. So how we can lean on the realtor to actually help us make these decisions, correct? Okay.


Mike Welch (04:51)

yeah, absolutely. The market knowledge and the overall location knowledge, it's very beneficial to have for sure.


Mark (05:00)

Okay. And do you think this is just kind of spit balling here? If, if a realtor struggles to answer that kind of a question, would somebody be sitting back and thinking, maybe this isn't the right realtor to work with, or is that, more of specialized knowledge? What are your thoughts on that?


Mike Welch (05:13)

I really don't think that the realtor needs to know every type of school district within the DFW area. There's a wealth of knowledge on the internet that can help you out with that, with different websites and stuff like that, but they do need to show some confidence in certain areas for sure.


Mark (05:31)

Okay, and you mentioned a couple websites earlier. I think great schools .com. Is that what you said?


Mike Welch (05:35)

Great schools. There's another one called, I think it's called niche .com. Yeah, it's very, very beneficial to help with school districts.


Mark (05:40)

Okay.


Okay, these are websites that people could go to to learn some more and kind of educate themselves, maybe pare down where they're looking by saying, I don't want to go look in this area because of the existing school district. Okay.


Mike Welch (05:55)

Yeah, correct. Yeah. And they're very beneficial, free to use. They'll tell you things like Prosper ISD is rated, I think, seventh in the state of Texas. Frisco is like number five. Allen is number 13. So there's definitely a lot of great benefit for that.


Mark (06:14)

Yeah. And these are good things to keep in, keep in mind with, again, a lot of the clients and people listening to this podcast, you're going to have young families. Now, when I'm thinking of young families and when we were looking for what neighborhood we wanted to move into, part of that neighborhood experience was like how I used to live in a neighborhood where it was essentially a shortcut between two freeways and it was so much traffic up and down. So I knew to be looking for something like that. I didn't want to live in that kind of environment again, cause I remember it from my childhood. another thing when we were looking for this home,


we knew that we were going to have children, so we wanted to have a lot of park access. That's what drew us to the area that we're in. But what other things should young families be thinking about just trying to find the location and then we'll dive into the actual home.


Mike Welch (06:57)

Sure. Young families, it depends on how close they want to be to work. It depends on how close they want to be to schools. If they are wanting to start a family, I would absolutely be close to an elementary school or a middle school or whatever it may be to just to have an easy commute. You don't want to drive 10 minutes to school. That's for sure.


Mark (07:19)

That's a good reminder about computes. definitely when we were looking, it was, we opened up Google maps. We started drawing some circles around places we wanted to frequent. We're trying to find where do these circles overlap? Let's try to be in those areas. That's a good, that's definitely a good way to think about it. Now, once we find where we want to live, we need to find maybe the actual home and the story that I get to share, I think because if we did so much homework, maybe we, maybe we just got lucky. I don't know. My wife and I only looked at three houses.


And we bought the third house we looked at. And I think part of that is because we got to tell our realtor, no, we don't want to look at a lot of things as in we knew what we were looking for size layout. We wanted kind of that great room aspect where, and I think the please correct me if this is not the right terminology. Is that where the kitchen pretty much touches the living room and the dining room as one giant space. Is that called a great room?


Mike Welch (08:13)

Yeah you can call it a great room open open concept yeah for sure yeah.


Mark (08:15)

Okay. There we go. Yes. So we wanted open concept and, and, you know, our realtor would send us some houses or we'd look at the listings and we'd say, well, not this one, not this one. We didn't want a whole bunch of walls in our house. And maybe you can help by telling a story or something, but our story was walking in. We got to the end of the entrance hallway and my wife and I looked at each other and we said, this is the house. This is the one that we want to buy. And then from that point we were able to, you know,


purchase the home, we live in this home. What is that? What am I describing? Because as a non -expert, I don't even know what I'm talking about. And it sounds absolutely crazy. But we knew within like 30 feet that this is the house we were going to buy. What is that?


Mike Welch (08:59)

Yeah, we call it the feeling. I can see it on people's faces whenever they find the house. And I can see it on people's faces whenever they're like, we need to get out of this house as soon as we possibly can. So for real, that's called the escape, for sure. It won't hurt my feelings when somebody says, hey, I don't like this house. It's not my house. So that's totally fine.


Mark (09:11)

Ha ha!


Is that what that's, that's called the escape, right?


Mike Welch (09:29)

But yeah, it's the feeling. Whenever the client starts to envision their furniture somewhere, I'm like, okay, this is a serious contender, right? Or they say, you know, my curtains would really go well in this room. Who thinks about curtains whenever they're looking at a house? It's a serious buyer is what they do, right? So to tell a story, so before I was a real estate agent, I bought my first house, right? I was 20.


Mark (09:38)

Mmm.


Yeah.


Mike Welch (09:59)

I believe.


Me and my wife, I love her dearly. We have different ideas on houses. I want something clean and sleek and, you know, beautiful. She likes old and has a bunch of character. I like the character, but she likes old, right? Grand Millennial is her style. Character, I call it repairs. However, we walked into this house.


Mark (10:23)

I appreciate you calling it character. That's a good name for it. Character. That's a guess.


Mike Welch (10:33)

and there were holes in the ceilings. There was holes in the floorboards, holes in the walls. It was a flea infested. the house honestly should have been torn down and we walked through it and I was the whole time I was shaking my head. Just, my gosh, this is terrible. And she looked at me and she said, this is the one. And I said, is this what you did whenever you decided to marry me? Like, like, goodness gracious, how do you pick? So we ended up.


buying the house, happy wife, happy life. Over the years, we fixed it up. And to this day, that's the best house I've ever lived in. I mean, it was by far the best decision that we've made in a long time. I didn't have the feeling she did.


Wendy (11:20)

Have you guys watched It's a Wonderful Life? Because that's exactly what you just described. I mean, you know the movie, right? He hated the house. He fixed it up every day. It took years. But I wanted to just comment that we had been looking for a long time as well. And we saw many houses. And finally, when we walked into the one we purchased, even my realtor was like, it's very cute.


Mike Welch (11:26)

I do. I'm not trying to compare it to a wonderful life, but...


Right. Right. Yeah.


Mark (11:49)

Yeah. And Mike, I want to go back to something you said a couple minutes ago, but you did, you said it as a throwaway line, but I want to make sure that people hear that. Right. If somebody doesn't like a house that their realtor is showing them, you said, I don't care. It's not my house. And that's people need to have that level of communication with their realtor. And that's, I know, again, we looked at three houses, but when we got to the first two, we just stood in the entryway and said, no, this is not the right one. One of them, it felt like, I don't know how to describe it. It felt like.


You know, like a shotgun home that like run straight back. They're very popular in like New Orleans and stuff, but it, but it wasn't a shotgun home. It just looked like a tiny line that ran straight back. And we were like, this is not open concept at all. Too many walls. We want to be opening some stuff up. Now you and I have had a discussion previously around what makes sense to think about changing in the house. Right? So if you, if you walk into a home and you think, well we'll just knock down the left -hand wall and we'll build out and add two more bedrooms.


Mike Welch (12:22)

yeah. yeah.


Mark (12:48)

That's kind of crazy. We probably aren't going to be doing that in most neighborhoods, but what is appropriate to think about? Okay, I see this and I can change it and changing it is an appropriate thing to do. What falls into maybe appropriate upgrades or when we say it, what is it that realtors say to like look at the bones or something like that? There we go. I knew houses had bones. I just couldn't remember anything about the bones.


Mike Welch (13:06)

Yeah, it has good bones. Right, yeah. When it comes down to it, if the person likes the location and the price is right, but maybe there's a wall or two, or maybe you can add a bedroom somewhere or a bathroom, and it makes sense financially, then absolutely do it. Pull the trigger on that house, right? If the numbers don't make sense,


then there's no reason to do it. Let's go find another house in a better location. Maybe it has a better floor plan and let's go after that.


Mark (13:42)

So that's like a that's a step two step three step one is let's make sure that the numbers pencil before we start reimagining what the kitchen is going to look like or something like that. Is that correct?


Mike Welch (13:51)

Yeah. Yeah. And any realtor worth their weight would be able to kind of give you an estimate of how much those repairs or renovations would cost. I've got some really good contractors in my Rolodex that do great work. They're reasonably priced. And so it's a phone call away like, hey, how much would it be to take this wall out? And I'm like, that's four grand, right? But the more expensive part would be, you know, what flooring are you going to put in that place? What, you know,


Mark (14:02)

Okay.


Mike Welch (14:21)

what kind of materials are you going to put? Are you going to put marble in for your granite or whatever it is? What kind of materials are going to be there is going to determine what kind of costs are going to be associated. It's not necessarily the repair that's going to cost a lot or the remodel. It's the renovations that you put in.


Mark (14:41)

Gotcha. And when you're thinking about giving a client advice like that, is it in reference to the cost of the home, you know, a $200 ,000 home and you want to sink, I say sink, I don't mean to say sink. You want to put $50 ,000 of investment upgrades into it versus doing the same exact upgrades in a half a million dollar home. Or is it, is it more along the lines of, Hey, you, you're only going to be here for seven to eight years versus this is your forever home. How do you walk people through that?


Mike Welch (15:11)

That is an awesome question. And I've seen it time over time in the past 10 plus years that I've done this. So you don't want to price yourself out of the neighborhood, right? So if you buy a $200 ,000 home and you put 50, 60, $70 ,000 into it, you're probably not going to get a $270 ,000 home after it's all said and done. Okay. Because what you have to do, if you want to go and sell the house, after you do all these remodels,


is you have to do a comparison, right? Comparable market analysis is what it's called. And just because you put $70 ,000 in the house and the market comparable, maybe the highest home that's been sold, maybe it's a little bit bigger, maybe it has the same renovation sold at 250. Well, then what's the justification of us getting another $20 ,000, right? So it's really, it's a hard game to play and you have to do it smart.


So that's why you need to, one, ask a realtor. If, hey, I'm thinking about doing some renovations, call your realtor up and say, hey, what do you think about this? And I can say, hey, if we do that much, let me run some comparables on those numbers. And I can tell you, hey, this is a good idea, or maybe you need to scale it down a little bit. Right?


Mark (16:29)

Gotcha. Yeah, that's great. I think everyone watches a little HGTV on the, on Saturday night and they get really excited about just covering the entire house and shiplap and just making everything. What is, is like a Navy and like an Emerald green are the popular colors right now. It's just, do you ever have to tell somebody like, Hey, let's, let's tone it down. We don't need to paint every, everything Emerald green or, or whatever the, whatever the popular color is of that time.


Mike Welch (16:45)

yeah. Well.


What I always say is whenever you finish an episode of HGTV, there's always credits at the end and it says script writers on there. It's all scripted. There's no script writers in this real life scenario of you overspending on your renovation. And then you're stuck with a bill that you can't sell, right? So be careful when it comes to it. HGTV is great. I love to watch it.


Mark (17:09)

Hmm.


Mike Welch (17:24)

You know, all the homes in Florida and wherever else, Connecticut, beautiful homes. Not real life. Be careful.


Mark (17:31)

What about if you, if you make something that just isn't, because like, I love Florida homes also, especially specifically. I love the, the Lenai is what they call it. Like the big outdoor living room, essentially. So a Lenai it's like, you have like couches in a kitchen and fans. It's almost like a second house outside, right? Cause Florida is a place where you do want to be outside, but what if you build something that's not, or if you, if you upgrade to something that's not suitable for your region.


Mike Welch (17:43)

yeah.


Yeah, it's gorgeous.


Mark (18:01)

I mean, I understand upgrading outside of your neighborhood and kind of, you can't cover that cost. You can't get it back, but what about people? If people just have like funky stuff for the region that they're living in, is that, Hey, this is your house. It's your most expensive thing. It's your kingdom. Do it. Or is it, Hey, people might not like red ceilings. We shouldn't do that. Like what, what, what do you think about that?


Mike Welch (18:20)

Sure. At the end of the day, that's where you hang your head. That's where you're going to bed. That's where you live. That's where you spend probably 60 % of your life. So be happy in your house. If you want to paint your ceiling red, go ahead and do it. I don't recommend it, but go ahead and do it. If you want to spend $70 ,000 and your realtor's saying, hey, we probably can't get all the money out of it, you want to go ahead and do it, go ahead and do it.


You know, it's at the end of the day, be happy in your house. That is the most important advice I can give you as a realtor. Don't settle for a house that you don't really want to buy. Don't settle for the renovation that you don't really want to do. If you want to do more, do it. I just can't promise that we're going to get everything out of that renovation.


Mark (19:03)

Yes.


Well, but if, okay, let's say somebody puts $70 ,000 into an outdoor kitchen or something like that, and they're only going to get 50 back out of it. Well, then your goal, quite your quote unquote goal have $20 ,000 to fund, right? Like use it and get $20 ,000 of enjoyment out of it or more. And then you sell it and you still have raised your property value. But I think the main thing that I don't like seeing people do is pouring money into their already most expensive asset.


And then not utilizing those areas, right? They don't build the outdoor patio. If you're not going to sit on it, don't, don't add on another bedroom. If you're not going to do anything with it. but then there's also the piece that I wanted to, the last piece I wanted to talk about it, Mike, this is a, and it's an expensive purchase. It is an expensive transaction. There's a lot of fees associated with moving a home into your name. How do people think about the future? How do you plan for the future? Right. like three bedrooms.


Mike Welch (19:44)

So, without a doubt.


Mark (20:09)

holds three people, or if you go to certain countries, three bedrooms can hold, you know, seven, eight, nine, 12 people. It's kind of a Western American thing that everybody needs their own bedroom. But how do you think about planning the space in your home and buying a home that lasts you into the future?


Mike Welch (20:25)

Great question again, Mark. Yeah, so those are the initial conversation that I usually have with a client, right? Is, hey, what are you looking for? Right? Well, I'm looking for a four bed, three bath house with, you know, 2 ,800 square feet in a large backyard. Okay, great. Why? Right? The why, the motivation behind what you want is the most important key a realtor could know, right?


Well, I'm moving there. I need that because I am looking to grow my family and I have one child right now and we're pregnant. Right? Okay. That's a great reason to have a four bedroom house. Right? But if you're saying, Hey, I need a four bedroom house. It's just me and my dog. Right? Why do you need a four bedroom house? That's 2 ,800 square feet. If it's just you and a dog, that's a lot of places to dust, right? Or sweep up hair.


Mark (21:18)

Yes.


Mike Welch (21:20)

Like just like maybe that's not what you need. And so getting down and maybe what you want and we can go find it if that's what you really truly want. Let's go find it. But I see so many times clients say, hey, I need this. And actually it's just a want. That's all it is.


Mark (21:38)

And that's such a good line. And that's my wife and I, we look at our house. So we've got a three bedroom house. We have three kids. We both work from home. And sometimes we think, man, it would be great to have, you know, 10 more square feet run around in, have those spread out a little bit more. Right. But then every time we clean the house, we think if this house was any bigger, it would be a real bear to clean. So we're striking that balance of, you know, how much space do we really need? And we've been working through a lot of that of how long can this house last us?


How big can our children get before, before they need their own space? You know, we're, we're working through all that. and again, we're working through it because it's not something we want to rush into. It's not something that we want to make in the heat of the moment and the, wow, this house feels so small kind of a situation.


So Mike, let's finish up with some of those golden nuggets that I promised at the beginning. Now you said what I believe might be one of the smartest things I've ever heard because it was so far outside of my brain space. It completely caught me off guard. I've been telling everybody about it since you mentioned it. What does the backyard have to do with the home office?


Mike Welch (22:43)

So this was kind of an outside of the box thinking whenever COVID hit, right? So many people got marooned from their office, right? They couldn't go to the office. And so they had to work from home. Big shame, right? Gosh, I gotta wake up and go to the living room and work, right? So that was the problem though. They were sticking in their house all day long and it became...


Anonymous and just like where do I go? Like I go to my office which is my living room and then I go to my kitchen and grab something to eat and then I go to my office which is my living room and then it's like Man, where do I go to enjoy myself? So what we found is that a lot of people would say I want to I want to explore but I can't and I'm like well why don't we go find a house that has a nice backyard maybe a kitchenette back there or I


you know, a resort style pool to where you feel like you're not stuck inside your house anymore. And that made a lot of people's brains start ticking. Like, okay, I don't necessarily need a home office. A living room could be a home office. A dining room could be a home office. My bedroom could be a home office. But that backyard, I can't, I can't get contractors in here right now because everything's, you know, nobody's wanting to work. Nobody can work. So,


Mark (23:52)

Okay.


Mike Welch (24:12)

I'm going to go ahead and buy a house that has a big nice backyard with a pool and forget the home office. I can work from the kitchen, right? I can work from my backyard, which is a resort style pool now. So, you know, that, that was a big, we saw a big swing and people not renovating their kitchens anymore. They weren't renovating the bathrooms. They were renovating their backyards because that's, that was the big ticket. People wanted to, to escape their,


their mundane house, you know, and they wanted to go to the backyard.


Mark (24:48)

Yeah, there's something about, you know, I used to drive 45 minutes to work and 45 minutes home and then, and then you start working from home and all you get to do is close the door and walk from maybe the carpet onto a tiled surface. And that's supposed to be your transition time, but you've, you're still under the same roof. Mike, Mike, when you shared that backyard Oasis with me, I thought that is something I would have never thought about. That is, that's, that's the expertise that Mike can bring to the podcast. And I really wanted to get you on here. I wanted to kind of wrap us up and say,


that really a lot of what you talked about there at the end was kind of push and pull with what are you working with inside your home? As in, Hey, I will give up the home office to add in the outdoor Oasis, or I will give up the kitchen renovation to pour more money somewhere else. And it sounds a lot like, episode four that we did around household cashflow with pulling money out of certain expenses to put it into other ones. I would definitely say, Hey, jump back, listen to episode four. If you have an interest in that.


All of this ties together. You'll even hear Mike, and I did not ask him to say this. Mike even said once versus needs. Why do you want that? Mike is talking about the exact same things. There's an emotional component to this, but there's also the, the, the financial component to it. Right. If you're, if you're going to get a home, you're going to probably have to purchase it. There's this money that's going to be trading hands, but there's also the emotional side and we need to take that into consideration.


Mike, I want to thank you for joining us today on the podcast. How do people reach out to you? Where can they go to learn more about you? Let's say they listen to this podcast and they think, wow, I want to talk to this Mike guy. Where can people get ahold of you?


Mike Welch (26:19)

Yeah, Mark, I appreciate that. People can reach me at my phone number. It's 409 -466 -3638. You can go to my website at MikeWelchGroup .com. You can email me, Mike at MikeWelchGroup .com. I'm available pretty much all the time. I've got clients in California and New York, and they call me at like one o 'clock in the morning and they want to know something. So hit me up. I'm here.


Mark (26:47)

to all of my clients in California or New York, please do not call me at one o 'clock in the morning. I don't work Mike's hours, okay? We're on different schedules.


Mike Welch (26:51)

haha


Wendy (26:56)

Exactly, exactly.


So Mark, how do people get in touch with you if they have questions?


Mark (27:03)

Yeah. My contact info is going to be in the show notes, but I find that a lot of people actually want to learn a little bit more before they start reaching out. So if you want to learn a little bit more, I'll say, go to the website. So it's second hyphen comma .com. If you want to read through there, you, I try to put everything out there. I don't want you to have any surprises. If you do decide to reach out to me, you can even get my ebook. You can download that it's called, what the hack are you thinking? It's all about how you can't hack your way to financial freedom. You can't hack your way into retirement.


It's a nice, slow obedience in the same direction. And then that's really what you're going to learn about in my ebook.


Wendy (27:39)

All right, perfect. Well, thanks to both of you and thank you for listening today. Please like, follow and share this podcast with your friends. Until next time, I'm Wendy McConnell.


ProudMouth (27:52)

Thank you for joining us on The Quiet Part. If you found value in our journey today, please subscribe and stay updated on future episodes. Check the links in the show notes to learn more about Second Comma or discuss working together. Remember, The Quiet Part is more than a podcast. It's a journey towards understanding the deeper aspects of our lives. It's about saying the quiet part out loud. Click the follow button and be part of the conversation about uncovering the unspoken. Lastly, here's some important information for our listening audience to know.


The opinions voiced in this episode are for general information only and are not intended to provide specific advice or recommendations to any individual or entity. Any depictions made in this podcast are hypothetical only. For a comprehensive review of your personal situation consult with your financial or tax advisor before investing. Satara does not provide any tax or legal advice. Securities and advisory services are offered through Satara Advisor Networks LLC, member FINRA SIPC, a broker dealer and registered investment advisor.


Satara is under separate ownership from any other named entity. Neither the co -host nor its guests are affiliated with Satara Advisor Networks LLC. Any information they provide is unrelated to Satara Advisor Networks LLC or its registered representative. Mark Hansen, Financial Planner, 275 Wood, Teakwood Lane, Plano, Texas, 75075.




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